Yep. And in South Florida it's illegal to build like they do here. They don't even sell OSB particle board plywood in the stores. I found millionaires living in concrete block housesTell me, I swear those little bastards can sniff out wood through 10 feet of concrete.
My bothers house up in Colorado, has no wood other than the decking on the roof, it has a metal frame. Works great when they have bad snow, no worries of the structure collapsing under the weight.